Investing has never been more accessible. Today, you
can start investing with just $1 from your smartphone.
Here are the best investment apps for beginners in 2026.
WHAT TO LOOK FOR IN AN INVESTMENT APP
Before choosing an app, consider:
- Fees — lower is always better
- Ease of use — simple interface for beginners
- Investment options — stocks, ETFs, crypto
- Minimum deposit — some apps start at $0
- Security — regulated by financial authorities
THE BEST INVESTMENT APPS FOR BEGINNERS
- DEGIRO — Best for Low-Cost Investing
DEGIRO is one of Europe’s most popular brokers
for good reason. With some of the lowest fees
in the industry, it’s perfect for beginners who
want to keep costs minimal.
Key features:
- Commission-free ETF trading (selected funds)
- Access to 50+ stock exchanges worldwide
- Simple, clean interface
- Regulated by Dutch financial authorities
- Minimum deposit: €0.01
Best for: European investors who want low-cost
access to global markets.
- eToro — Best for Social Trading
eToro is unique because it lets you copy
the trades of successful investors automatically.
Perfect if you’re not sure where to start.
Key features:
- CopyTrader feature — copy top investors
- Commission-free stock trading
- Crypto, stocks, ETFs, and commodities
- Available in 100+ countries
- Minimum deposit: $50-$200 (varies by country)
Best for: Beginners who want to learn by
following experienced investors.
- REVOLUT — Best All-in-One App
Revolut started as a banking app but now offers
commission-free stock trading alongside its
banking features.
Key features:
- Commission-free stock trading (up to 3 trades/month)
- Fractional shares from $1
- Built-in budgeting tools
- Crypto trading
- Available across Europe and beyond
Best for: People who want banking and investing
in one app.
- TRADING 212 — Best for Complete Beginners
Trading 212 offers a completely free stock and
ETF trading experience with no commissions
and no minimum deposit.
Key features:
- Zero commission trading
- Fractional shares
- Pie investing — automated portfolio
- Practice account with virtual money
- No minimum deposit
Best for: Absolute beginners who want to
practice before using real money.
- INTERACTIVE BROKERS — Best for Serious Beginners
If you’re serious about investing and want
professional-grade tools, Interactive Brokers
offers the best combination of low fees and
powerful features.
Key features:
- Very low trading fees
- Access to global markets
- Advanced charting tools
- IBKR Lite — free trades for US stocks
- Strong security and regulation
Best for: Beginners ready to grow into
advanced investing.
HOW TO CHOOSE THE RIGHT APP FOR YOU
Ask yourself these questions:
- Am I based in Europe or the US?
- How much do I want to invest monthly?
- Do I want to learn or follow others?
- Do I prefer stocks, ETFs, or crypto?
For most European beginners, DEGIRO or
eToro are the best starting points.
HOW TO GET STARTED IN 3 STEPS
- Download your chosen app
- Complete identity verification (takes 5-10 minutes)
- Make your first deposit and buy your first ETF
CONCLUSION
The best investment app is the one you’ll
actually use. Start simple, stay consistent,
and remember that time in the market beats
timing the market every time.
Disclaimer: This article is for informational
purposes only and does not constitute financial
advice. Always do your own research before investing.